Contractor Insurance

The care, custody and control exclusion removes coverage for property in your hands. What it blocks, and the endorsements that fill the gap.

Loss runs are your business insurance report card, and underwriters read them before they read anything else. Here is how to get, read, and improve yours.

Nevada contractors chasing work in Arizona, Utah, or California: your GL probably travels with you, but workers comp and licensing may not. Check this first.

Enrolled in an OCIP or CCIP on a big project? Wrap-up insurance changes what your own policies cover and how you should bid. Here is how it works.

Your general liability policy excludes most pollution claims, and pollution means more than chemical spills. Here is what CPL covers and which trades need it.

It has nothing to do with boats. Inland marine insurance covers property that moves: tools, equipment, and materials in transit or on job sites.

A ghost policy is a workers comp policy that excludes the owner and covers no one. Here is why they exist, who they are for, and where they go wrong.

Solar installation combines roofing risk with electrical work at height. Here is the insurance Nevada solar contractors need to bid, install, and sleep at night.

Pool construction and service work carry serious liability. Here is the insurance Nevada pool contractors need, from excavation to weekly chemical service.

Overspray on a row of cars, a ladder through a window, a fall on a stairwell. Here is the insurance every painting contractor needs and what it costs.

What does plumber insurance cost, and which policies does a plumbing contractor actually need? Here is a plain-English breakdown for Nevada plumbers.

HVAC contractor insurance guide: water and fire claims, refrigerant exposure, heat-safety workers comp, costs, and Nevada bond requirements.