Personal Insurance
Home
Insurance
Home Insurance, also known as homeowners insurance, protects your property and belongings against damage or loss due to events like fire, theft, vandalism, or natural disasters. It typically covers the structure of your home, personal possessions, and liability for accidents that occur on your property. Additionally, it may include temporary living expenses if your home becomes uninhabitable. House insurance provides financial security, helping you recover from unexpected events while ensuring peace of mind and protecting your home and investments.
Automobile
Insurance
Automobile Insurance provides financial protection against losses resulting from car accidents, theft, or damage. It typically covers liability for injuries or property damage caused to others, as well as damage to your own vehicle. Comprehensive and collision coverage protect against non-collision incidents like theft, vandalism, or natural disasters. Additionally, it may include personal injury protection (PIP) for medical expenses. Automobile insurance helps mitigate the financial impact of accidents, offering peace of mind and ensuring legal compliance while driving.
Classic
Vehicles
Classic Vehicle insurance provides specialized coverage for cars that are considered vintage, antique, or collectible, typically 20 years or older. This insurance is designed to protect the unique value of these vehicles against damage, theft, or accidents. Classic vehicle policies often include agreed-upon value coverage, ensuring the car’s worth is accurately reflected. These policies may also offer benefits like roadside assistance and coverage for restoration costs, providing peace of mind for collectors and enthusiasts who value their prized vehicles.
Recreatation
Vehicles
Recreation Vehicle (RV) insurance offers protection for vehicles used for leisure activities, such as motorhomes, campers, and trailers. It typically covers accidents, theft, vandalism, and damages to both the RV and its contents. In addition to standard coverage, RV insurance may include roadside assistance, liability protection, and vacation liability for incidents that occur while traveling. This specialized coverage ensures peace of mind for RV owners, allowing them to enjoy their adventures without worrying about financial risks or unexpected incidents.
Boat/Yacht
Boat and Yacht insurance provides coverage for recreational watercraft, including boats and yachts, protecting against damage, theft, or accidents on the water. It typically includes liability coverage, property damage, and personal injury protection. Additional options may cover equipment, environmental damage, and towing. This insurance helps boat and yacht owners enjoy their time on the water with peace of mind.
ATV/RTV/SXS
ATV/RTV/SXS insurance protects your all-terrain vehicles, recreational terrain vehicles, and side-by-sides from accidents, theft, and damages. It covers liability for injuries or property damage, collision repairs, and comprehensive protection against risks like vandalism or natural disasters. Whether you’re off-roading or working on rugged terrain, this insurance ensures you can ride with confidence, safeguarding your investment and providing peace of mind for every adventure.
Personal Articles Floater
A Personal Articles Floater provides extra insurance coverage for valuable possessions that standard policies may not fully protect. Items like jewelry, artwork, collectibles, and electronics are covered against risks such as theft, loss, or damage, even outside your home. This specialized policy ensures your prized belongings are safeguarded worldwide, offering peace of mind and comprehensive protection for your most treasured items.