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  1. Home
  2. FAQs

FAQs

  • What happens in the event of a claim?

    We would be happy to assist you with these questions. You can call us at , or fill out the contact form and we'll get back with you right away.  Additionally, ...

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  • Can I cancel my policy before it expires if I don’t want to renew?

    Yes, a cancellation can be done at anytime before the renewal period. What happens if I paid in advance? If you paid your premium in advance and cancel before the end ...

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  • Is my insurance rate impacted by my personal driving record?

    Your commercial trucking insurance rate is impacted by your personal driving record if you are an owner-operator with a CDL. A professional driver's license means that any accidents or ...

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  • How can I ensure that my Equipment Breakdown Insurance policy provides adequate coverage?

    To ensure adequate coverage, regularly review your policy with your insurance provider, especially when you acquire new equipment or expand your operations. This helps keep your coverage up-to-date and ...

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  • Do I need Equipment Breakdown Insurance if I have a maintenance plan?

    While a maintenance plan is beneficial for preventing equipment issues, it does not provide financial protection for unexpected breakdowns. Equipment Breakdown Insurance complements maintenance plans by covering the costs ...

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  • Can Equipment Breakdown Insurance cover business interruption losses?

    Yes, Equipment Breakdown Insurance often includes coverage for business interruption losses. This means that if your equipment fails and causes a halt in your operations, the policy can help ...

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  • How is Equipment Breakdown Insurance different from a warranty?

    A warranty typically covers specific parts of equipment for a limited time, focusing on defects or issues arising from manufacturing. In contrast, Equipment Breakdown Insurance provides broader coverage for ...

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  • What does Equipment Breakdown Insurance not cover?

    Equipment Breakdown Insurance does not cover general wear and tear, maintenance issues, or pre-existing conditions. For example, damage caused by natural disasters, such as floods or earthquakes, is not ...

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  • Is Garage Keepers Insurance mandatory?

    While not legally required in all states, having Garage Keepers Insurance is highly recommended for any business that handles customer vehicles. It provides essential protection against financial losses and ...

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  • How can I reduce the cost of Warehouse Liability Insurance?

    Implementing safety measures, such as installing security systems, conducting regular maintenance, and training employees on safety protocols, can help reduce insurance premiums. Additionally, bundling policies and increasing deductibles might ...

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